7 layer mexican dip

Name: 7 layer mexican dip
Ingredients: 1 16 oz can vegetarian refried beans (black or pinto); 1/2 cup greek yogurt or vegan sour cream; 1/2 cup vegenaise (or mayo); 1 - 2 tablespoons taco seasoning; 1/2 cup hot sauce (i use el pato or cholula); 1 cup shredded mexican cheese blend (vegan or dairy); 1 cup shredded iceberg lettuce; 2 ripe tomatoes, diced; 2 scallions (green onions), sliced (green parts too); 1 small can sliced black olives; 2 tablespoons cilantro, chopped; 1 jalapeno pepper, sliced (optional); 1 bag tortilla chips