Pumpkin Zucchini Muffins

Ingredients

• 1/3 cup margarine
• 1 cup sugar
• 1 egg
• 1 1/4 cups flour
• 1/2 teaspoon baking powder
• 1 teaspoon baking soda
• 3/4 teaspoon ground cinnamon
• 1/2 teaspoon salt
• 1 cup pumpkin
• 1 cup grated zucchini (about 1 medium zucchini)
• 1/4 cup water
• 1/3 cup chopped walnuts
• 1/2 cup chocolate chips (plus extra for the top if desired)

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