Baked Halibut Curry with Basmati Rice

Name: Baked Halibut Curry with Basmati Rice
Ingredients: 2 cups 1% low-fat milk; 1/2 teaspoon chili powder; 1/4 teaspoon turmeric; 1/4 teaspoon salt; 1/4 teaspoon ground black pepper; 4 skinless halibut fillets (5 ounces each); 1/3 cup unseasoned dry bread crumbs; 1 tablespoon unsalted margarine or butter; 2 tablespoons curry powder; 2 tablespoons all-purpose flour; 2 tablespoons chopped fresh cilantro; 1 tablespoon lemon juice; 3 cups hot cooked basmati rice