Whole Wheat Oatmeal Pancake with Chocolate and Banana

Ingredients

• 1/4 cup whole wheat flour
• 1/4 cup quick-cooked oats in buttermilk, soak for 5 minutes
• 1/2 teaspoon baking soda
• 1 egg, lightly beaten
• 1/2 cup buttermilk (or milk+ 1/2 tbsp of lemon, set aside for 10 minutes)
• 1 medium ripe banana, mashed
• 2 tablespoons chocolate chips (optional)

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