White Chicken Chili

Ingredients

• 2 (15 - ounce ) cans white beans , drained OR 8 ounces dry white beans
• 1 tablespoon extra virgin olive oil
• 1 medium onion , chopped (about 1 1/2 cups)
• 1 clove garlic , minced (about 1 teaspoon)
• 2 teaspoons ground cumin
• 1/4 teaspoon cayenne pepper
• 1/8 teaspoon ground cloves
• 2 (4 - ounce) cans chopped green chilies
• 1 1/2 teaspoons dried oregano
• 1 jalapeño or serrano pepper , finely chopped, optional
• 2 pounds boneless, skinless chicken thighs (can use breast meat, but thighs will work better), trimmed of excess fat and diced into 1/2- to 3/4-inch pieces
• 3 cups chicken stock
• 1 1/2 cups grated Monterey Jack cheese, optional
• 1 1/2 teaspoons kosher salt
• 1 clove garlic
• 1 bay leaf

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