Chocolate Chocolate Veggie Pancakes

Name: Chocolate-Chocolate Veggie Pancakes
Ingredients: 1 cup all-purpose flour; 1 teaspoon baking powder; 1/2 teaspoon kosher salt; 1/4 teaspoon baking soda; 6 ounces plain yogurt; 1/2 cup peeled, roughly chopped carrots, or baby-cut carrots; 1/2 cup whole oats; 1/2 cup fresh spinach leaves; 1/4 cup unsweetened cocoa, such as Dutch process; 1/4 cup milk, plus 1/4 cup as needed; 3 tablespoons honey; 1 teaspoon vanilla extract; 1 apple, peeled and roughly chopped; 2 eggs; 1/3 cup mini chocolate chips; Vegetable oil, for greasing the pan; Fresh fruit, for garnish; Powdered sugar, for garnish