Rosemary Chicken Chowder With White Beans

Name: Rosemary Chicken Chowder With White Beans
Ingredients: 1 tablespoon olive oil; 1 tablespoon butter; 1 yellow onion, diced; 3 cloves garlic, minced; 1 lb. chicken breast, cut into bite size chunks; 4 cups chicken or vegetable broth; 2 large sprigs of rosemary; 1 bay leaf; 12 ounces unpeeled red potatoes, cut into bite size cubes; 1/3 cup unbleached all-purpose flour; 2 cups milk; 1/3 cup cream cheese; 1 can Bush's Cannellini Beans, drained and rinsed; dash nutmeg; 1/2 teaspoon salt, or to taste; 1/4 teaspoon pepper, or to taste; 2 - 3 ounces of chopped kale