Score a touchdown this football season

Name: Score a touchdown this football season
Ingredients: 1 tablespoon vegetable oil; 1 1/2 pounds ground beef chuck; 1 large onion, chopped; 2 garlic cloves, minced; 1 tablespoon ground cumin; 1 (12 ounce) can diced tomatoes; 2 (16 ounce) cans pinto beans, drained and rinsed; 1 (16 ounce) can red kidney beans, drained and rinsed; 1 (12 ounce) can or bottle beer; 1 (4 ounce) can diced green chilies; 1 tablespoon TABASCO brand Original Red Sauce; 1 1/2 teaspoons salt; Shredded cheddar and Monterey Jack cheese, optional